KR8 Advisory Ltd KR8 Advisory Ltd

NEWS & INSIGHTS

SMART DEBATE

Find all the major developments along with expert analysis on KR8 Debate, the thought leadership platform built to explore, challenge and elevate ideas that matter.

  • Business Advisory
    • Business Advisory
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  • Restructuring
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    • Real Estate
  • Personal Insolvency
    • Personal Insolvency
  • Government Services
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NEWS & INSIGHTS

Debate Debate
Personal Insolvency

November 7, 2025

Personal Insolvency reform – Maintaining fairness in a shifting landscape

Having participated in one of last year’s workshops on the reform of personal insolvency legislation, I read with interest the Insolvency Service’s recently published initial evaluation and conclusions. For those interested, a link to the full report is provided at the end of this summary. With over 25 years of specialisation in personal insolvency, I … Continued

Debate Debate
Personal Insolvency

April 30, 2025

Personal Guarantee Insurance: Safeguard or Hedge?

We have seen a recent surge in directors taking out Personal Guarantee Insurance. But does it work? Personal guarantees are largely seen in relation to corporate borrowing and require a commitment that extends beyond the corporate veil. It reinforces the guarantor’s confidence and commitment in the venture, and for lenders it provides an additional layer … Continued