NEWS & INSIGHTS
SMART DEBATE
Find all the major developments along with expert analysis on KR8 Debate, the thought leadership platform built to explore, challenge and elevate ideas that matter.
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Debate
November 7, 2025
Personal Insolvency reform – Maintaining fairness in a shifting landscape
Having participated in one of last year’s workshops on the reform of personal insolvency legislation, I read with interest the Insolvency Service’s recently published initial evaluation and conclusions. For those interested, a link to the full report is provided at the end of this summary. With over 25 years of specialisation in personal insolvency, I … Continued
Debate
April 30, 2025
Personal Guarantee Insurance: Safeguard or Hedge?
We have seen a recent surge in directors taking out Personal Guarantee Insurance. But does it work? Personal guarantees are largely seen in relation to corporate borrowing and require a commitment that extends beyond the corporate veil. It reinforces the guarantor’s confidence and commitment in the venture, and for lenders it provides an additional layer … Continued